Love, Money + Real Estate #25

What goes up must revert to the mean

Spending money. Saving money. That’s what everyone’s thinking about now that we’re into January.

If you’ve got debt, your January Blues may be focused on your credit card bills, and the ever-escalating interest rate you’re paying on that debt. In cases where your underlying credit score is less than fabulous, you might be paying an APR as high as 29.99 …